Conferences

ECRI and CEPS hosted a conference on lending to households after the crisis to assess how the current policy initiatives and regulatory developments meet the challenges of the new market environment and what should be looked upon in the future.

In our modern economies, growth in existing sectors depends primarily on the ability to innovate in both products and processes notably by integrating the latest technological developments.

Session 1. Main drivers behind household over-indebtedness, Session 2. The effects of household over-indebtedness on borrowers and lenders, Session 3. Innovative tools to curb household over-indebtedness

In recent decades, there has been a discernible trend toward the homogenisation of banking models, favouring the ‘shareholder-value’ banks. In the aftermath of the crisis, this model is being called into question and the merits of alternative ‘stakeholder value’ models are being considered.

On 14 October 2009 ECRI hosted a major conference on the topic of financial education and responsible lending. In the wake of the financial cirisis as well as in the context of a new European Parliament and a newly appointed Commission, stakeholders were invited to participate in this ECRI conference and to discuss with the assembled speakers the lessons learned, the future challenges faced and possible actions to be taken in the field of responsible lending and borrowing.

On Wednesday, 10 June 2009, the European Credit Research Institute in Brussels hosted a conference on the future of retail banking in Europe, addressing competition policy and regulatory challenges. The event, taking place at the premises of the Centre for European Policy Studies (CEPS) was chaired by Professor Christian Wey from the DIW Berlin and the Technische Universität Berlin.
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