Research Reports

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Author(s): 
Roberto Musmeci

In 2018, loans to EU households and non-financial corporations (NFC) increased by 2.7%, the second consecutive year of the expansion.

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Author(s): 
Giovanni Barci, Galina Andreeva, Sylvain Bouyon

The originality of the present study is to analyse whether sharing more comprehensive data improves the functioning of credit markets in European countries. Does a higher comprehensiveness in the data collected matter for credit markets? 

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Author(s): 
Inna Oliinyk, Sylvain Bouyon

Price rules are enacted to prevent some sub-prime lenders from wrongly exploiting the price-insensitivity of a significant share of sub-prime borrowers.

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Author(s): 
Inna Oliinyk, William Echikson

In September 2019 Europe’s financial markets will undergo a revolution.

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Author(s): 
Simon Krause

In the midst of several large cyberattacks in 2017, the European Commission adopted its multi-sector cybersecurity package in September of that same year.

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Retail and corporate banks have to cope with legacy issues that impede their efficiency and reactivity.

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In recent years, the digitalisation of retail financial services – retail payments, current/savings accounts, consumer/housing credit, car insurance, property...

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Author(s): 
Roberto Musmeci

The expansion of credit markets has fostered economic growth across the European Union, but it has also produced a sharp increase in the average level of household...

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Author(s): 
Alistair Milne, Paul Parboteeah

This paper reviews peer-to-peer (P2P) lending, its development in the UK and other countries, and assesses the business and economic policy issues surrounding this new form of intermediation.

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