Publications

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The ECRI Statistical Package 2020 provides data on outstanding credit granted by monetary-financial institutions (MFIs) to households and non-financial corporations (NFCs) for the period from 1995 to 2019

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Author(s): 
Beatriz Pozo Pérez, Willem Pieter de Groen

The new EBA guidelines on loan origination and monitoring aim to improve the lending standards and asset quality of lenders after June 2021, and bring together the prudential standards for lenders, borrower protection, anti-money laundering and sustainability

 

 

 

 

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Author(s): 
Willem Pieter de Groen

Debit and credit cards have gradually increased in importance as instruments for retail payments.

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Author(s): 
Roberto Musmeci

In 2018, loans to EU households and non-financial corporations (NFC) increased by 2.7%, the second consecutive year of the expansion.

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Author(s): 
Giovanni Barci, Galina Andreeva, Sylvain Bouyon

The originality of the present study is to analyse whether sharing more comprehensive data improves the functioning of credit markets in European countries. Does a higher comprehensiveness in the data collected matter for credit markets? 

 

 

 

 

 

 

 

 

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Author(s): 
Karel Lannoo, Tarik Tawfik, Monique Goyens, Martin Schmalzried, Edward Simpson, Georg J Huber, Lucia Pecchini, Olivier Jerusalmy, Olha Cherednychenko, Marieke van Berkel, Chiara Dell’Oro, Mick McAteer, Lu Zurawski

The autumn season will be very busy with the confirmation of the new Commissioners and the start of the new College on November 1st.

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Author(s): 
Inna Oliinyk, Sylvain Bouyon

Price rules are enacted to prevent some sub-prime lenders from wrongly exploiting the price-insensitivity of a significant share of sub-prime borrowers.

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Author(s): 
Lu Zurawski, Merike Kukk, Frank Conway, Anna Ludwinek, Julie Perrin, Maxime Pekkip, Panajotis Papazoglou

Possible revision of the Consumer Credit Directive in view

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Author(s): 
Inna Oliinyk, William Echikson

In September 2019 Europe’s financial markets will undergo a revolution.

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