Publications

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Author(s): 
Beatriz Pozo Pérez, Willem Pieter de Groen

The ongoing digitalisation process is amplifying the importance of electronic payments for the functioning of the European economy.

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Author(s): 
Willem Pieter de Groen, Beatriz Pozo Pérez, Inna Oliinyk, Roberto Musmeci, Silvia Tadi, Apostolos Thomadakis, Cosmina Amariei

Debt-advice is a very effective tool to remedy over-indebtedness. The EC has decided to promote a project aimed at facilitating the delivery of debt-advice for European citizens.

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Author(s): 
Beatriz Pozo Pérez, Willem Pieter de Groen

Debt advisors play a crucial role in giving professional advice and finding the best solutions to help households get out of debt. Currently, there is only a tiny fraction of the qualified independent debt advisors needed to support all the over-indebted households.

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Author(s): 
Karel Lannoo

The EU is getting serious in the fight against dirty money. It is currently grappling with a huge legislative package in the domain of anti-money laundering (AML), a package that includes four proposals overall

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Author(s): 
Meryem Gökten, Willem Pieter de Groen

Following the rise in digital lenders and increasing online distribution of consumer credit, the European Commission proposed a revision of the Consumer Credit Directive (CCD) in June 2021.

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Author(s): 
Peter Bofinger, Thomas Haas

The discussion about central bank digital currencies (CBDCs) has gained impressive momentum.

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Author(s): 
Damir Gojsic, Rishabh Khanna

The ECRI Statistical Package 2021 provides data on outstanding credit granted by monetary financial institutions to households and non-financial corporations for the period from 1995 to 2020.

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Author(s): 
Karel Lannoo

Tackling money laundering is a longstanding policy priority, but one pursued with limited success. The EU Commission is announcing an AML action plan in July, but a new approach is needed. 

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Author(s): 
Karel Lannoo, Richard Parlour

Between 2 and 5% of global GDP is thought to be laundered every year, whereas only 1.1% is recovered. The CEPS-ECRI  report sets out key recommendations for a new approach to the fight against money laundering

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