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Published in 
Thursday, 20 November, 2025 - 10:00 to 11:30
CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels

Still today, the European payments market remains fragmented. Most players operate solely at the national level and consumers depend on international schemes for cross-border transactions. Change is needed, as secure, efficient and low-cost cross-border payments are essential for the functioning of the EU single market, as well as for deeper European integration.