Events

25Mar
2025

The future of EU retail payment markets: How to keep them dynamic and competitive

Published in 
Seminars
Tuesday, 25 March, 2025 - 11:15 to 13:15
CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels

Payment markets have  significantly transformed over the last few decades, both globally and at EU level. As consumer demand for digital solutions grows, innovations have surged throughout the EU’s retail payment ecosystem. New players have entered the market, while established ones are capitalising on emerging opportunities. Consumers now benefit from more choice, as well as a more personalised digital payment experience.

25Feb
2025

The future of credit scoring in the EU: policy solutions for a harmonised approach

Published in 
Other events
Tuesday, 25 February, 2025 - 10:00 to 11:00
Online - Zoom

The recent ruling of the Court of Justice of the European Union (ECJ) in the Schufa case has sent shockwaves through the financial sector, raising critical questions about credit scoring practices across the EU. The decision, which challenges automated credit assessments, has sparked concerns about potential fragmentation at the national level, as Member States may take divergent approaches to compliance.

05Dec
2024

What next for crypto-assets? MiCA and the Trump II administration

Published in 
Other events
Thursday, 5 December, 2024 - 11:30 to 13:00
Online - Zoom

Since the publication of Bitcoin’s whitepaper in autumn 2008, the number of crypto-assets has increased dramatically. As of November 2024, more than 10 000 crypto-assets are listed on CoinMarketCap, with a combined market capitalisation exceeding three trillion USD – surpassing some of the largest US Big Tech companies.

27Sep
2024

The Future of Retail Payments in the EU

Published in 
Task Forces
Friday, 27 September, 2024 - 10:00 to Monday, 31 March, 2025 - 13:00

EU payment markets have dramatically evolved in the last few decades. Having initially only relied on cash, payments have seen the introduction of credit and debit cards, and over the last decade numerous digital and mobile payment options. Supported by the digital transformation, in combination with regulatory and technology developments, banks, third-party providers and technical service providers have developed new ways to make in-store payments, online and P2P. These evolutions have also required legislative initiatives, to limit fraudulent activities and ensure consumer protection.

24Sep
2024

How can we make payments safer for consumers?

Published in 
Other events
Tuesday, 24 September, 2024 - 14:00 to 15:30
CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels

Ensuring consumer protection has always been one of the focus of EU payments policies. Recent initiatives, such as PSD2, PSD3, PSR and the Instant Payments Regulation have tried to guarantee security in payments by setting rules on issues such as liability, refunds, surcharges and information disclosures. Strong Customer Authentication (SCA) has in that regard proved to be a particularly effective measure.

17Sep
2024

New Commission, new priorities: taking financial policy forward under von der Leyen II

Published in 
Seminars
Tuesday, 17 September, 2024 - 11:30 to 13:00
CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels

Financial markets have experienced heavy regulatory activity over the last 15 years – from crisis response and the founding of the European Supervisory Authorities (ESAs), through to banking union, the creation of the Single Supervisory Mechanism (SSM), the launch of the Capital Markets Union (CMU), and more recently to the beginnings of the sustainable and digital finance agendas. This intense rule-making rollercoaster raises the question – what next?

04Jul
2024

AI in credit markets: game changer or game breaker?

Published in 
Seminars
Thursday, 4 July, 2024 - 10:00 to 11:30
CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels

As in many other industries, AI has great potential to enhance the efficiency of credit markets. It is increasingly used to provide tailored support to customers through robo-advice, develop innovative products, and to monitor and reduce fraud. AI is also likely to transform credit scoring processes, a key element of the assessment of consumers’ creditworthiness.

19Mar
2024

Can instant payments get everyone on-board?

Published in 
Seminars
Tuesday, 19 March, 2024 - 16:00 to 17:30
CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels

On 7 February, 2024, the European Parliament endorsed the new instant payments proposal with an overwhelming majority. The regulation requires Payment Service Providers (PSPs) to offer their customers the possibility of making payments from one account to another within ten seconds – a significant acceleration of the process. The instant payment must be offered to the customer at the same price as a ‘traditional’ bank transfer.

05Dec
2023

Financial data access: how does it really impact credit markets?

Published in 
Seminars
Tuesday, 5 December, 2023 - 16:00 to 17:15
CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels

Data sharing has become a core component of well-functioning credit markets. For the market to remain healthy and effective under this evolution, the secure sharing of data is a prerequisite as more comprehensive and accurate data leads to better creditworthiness assessments. 

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