Events

04Feb
2020

Impact of pricing rules for retail payments: Need for a revision?

Published in 
Lunch Events
Tuesday, 4 February, 2020 - 13:15 to 14:30
CEPS Conference room Place du Congrès 1 - 1000 Brussels

In 2015 the EU agreed ambitious price regulation on retail payments. Most importantly, the Interchange Fee Regulation (IFR) limited the interchange fees and put a ban on surcharges for most payment transactions under the Second Payment Services Directive (PSD2).

During this CEPS-ECRI lunchtime meeting the impact of the price rules on the retail payment sector will be discussed as well as whether there is a need for any revision of these rules. Moreover, a new CEPS-ECRI paper on the same topic is presented.

Sponsored by American Express

01Jan
2020

Anti-Money Laundering in the EU Ensuring effective and efficient cross-border cooperation and mutual trust: Time to get serious

Published in 
Task Forces
Wednesday, 1 January, 2020 - 14:30 to Sunday, 31 January, 2021 - 23:00
CEPS - Centre for European Policy Studies, 1 Place du Congrès/Congresplein, 1000 Brussels

CEPS and ECRI are organizing a Task Force on Anti-Money Laundering (AML) and how to ensure effective and efficient cross-border cooperation and mutual trust.

02Dec
2019

Is innovation increasing competition in retail payments?

Published in 
Lunch Events
Monday, 2 December, 2019 - 12:30 to 14:30
CEPS - Centre for European Policy Studies, 1 Place du Congrès/Congresplein, 1000 Brussels

The retail payments sector is growing and changing due to ecommerce and new payment offerings such as in-app payments and other mobile offerings. During this CEPS-ECRI lunchtime meeting the impact of those innovations on the retail payment sector will be discussed. Senior practitioners, high-level officials and corporate representatives will focus on issues like whether digitalisation and new legislations are increasing the competition and support for innovation in the retail payments markets? Is there a need for changes in the existing legislation?

11Sep
2019

Data sharing in credit markets: Does comprehensiveness matter?

Published in 
Conferences
Wednesday, 11 September, 2019 - 12:30 to 14:30
CEPS Conference room Place du Congrès 1 - 1000 Brussels

Data sharing between lenders is commonly acknowledged to be one of the core ingredients of successful credit markets. The aim of this CEPS-ECRI lunchtime meeting is to exchange views on the existing rules for data sharing in EU credit markets and to consider how they might be improved. Among other topics of discussion will be whether more comprehensive data is beneficial for credit markets and whether this applies to both traditional credit data and non-traditional data.

18Jun
2019

Protecting consumers taking credit in the digital era: Can we do better?

Published in 
Conferences
Tuesday, 18 June, 2019 - 08:30 to 17:00
CEPS Conference room Place du Congrès 1 - 1000 Brussels

This full-day conference, jointly organised by CEPS-ECRI and the European Commission, Directorate General for Justice and Consumers, aims at exchanging views on the functioning of the existing rules for consumer credit and discussing possible improvements. Among others, the conference will cover the role of consumer credit in the economy, the scope of application of existing rules, the effectiveness of information disclosure and the model of responsible lending in the digital era.

12Mar
2019

What laws for the token economy?

Published in 
Lunch Events
Tuesday, 12 March, 2019 - 12:00 to 14:30
CEPS, Place du Congres 1, 1000-Brussels

​Digital currencies remain the most widespread blockchain-based innovation to date. However, multiple other use cases are being tested in different economic sectors: post-trading of securities, energy grids, etc. These solutions already raised concerns about customer and asset protection, and the misuse of the technology for criminal purposes. 

05Dec
2018

Improving security in payments: What role for innovation?

Published in 
Conferences
Wednesday, 5 December, 2018 - 12:00 to 13:30
CEPS Conference room

In response to the growing popularity of electronic payments, legislative security requirements have been strengthened with the Payment Service Directive 2 (PSD2) and the accompanying Regulatory Technical Standards (RTS). From September 2019, two-factor authentication will be the norm for contactless card payments above EUR 50 and remote payments above EUR 30. This challenges payment service providers to come-up with innovative solutions that meet safety requirements and are easy to use for consumers.

20Nov
2018

Household over-indebtedness: Drivers and remedies

Published in 
Conferences
Tuesday, 20 November, 2018 - 08:45 to 15:30
CEPS Conference room

The ratio of EU household debt to disposable income rose in 2017. Albeit small, this increase was the first noted in six years. In that context, several observers are already warning of a possible upward risk of household over-indebtedness in the coming years. While it is too early to assess if this risk will materialise, a review of the effectiveness of existing rules aimed at tackling the issue should give us a better understanding of whether further policy actions are needed.

27Sep
2018

Spurring Online Payments

Published in 
Lunch Events
Thursday, 27 September, 2018 - 13:00 to 14:30
CEPS Conference room Place du Congrès 1 - 1000 Brussels

In September 2019, Europe’s financial markets will undergo a revolution.

From that date, the Payment Services Directive (PSD2) will require banks to provide API software interfaces, allowing financial upstarts to tap customer data. This new access to bank data is designed to jumpstart fintech innovation, encouraging the creation of a myriad of innovative, secure consumer-friendly services.

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