Events

21Nov
2006

Latest Developments of European Household Indebtedness

Published in 
Roundtables
Tuesday, 21 November, 2006 - 10:00
CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels

Household indebtedness is rising all over Europe and especially fast in the new EU member countries. The household debt-to-assets ratio for the Euro area has reached historical levels with 33 percent in 2004 (European Central Bank, June 2006). Indebtedness continues to increase from already historical levels.

27Jun
2006

Consumer Financial Capability

Published in 
Workshops
Tuesday, 27 June, 2006 - 09:00
CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels

In a market place with increasing variety and complexity of financial products, the consumer's information and education are essential. Empowered European consumers will be able to better compare products and to make better informed financial choices.

02Feb
2006

The 2nd modified draft Consumer Credit Directive

Published in 
Roundtables
Thursday, 2 February, 2006 - 11:45
CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels

Following the release of the EU Commission's second modified proposal for a Directive on Consumer Credit, the European Credit Research Institute (ECRI) organises on 2 February 2006 morning a Roundtable Discussion.

08Nov
2005

Consumer Financial Capability

Published in 
Workshops
Tuesday, 8 November, 2005 - 09:00
CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels

The First Consumer Financial Capability Workshop provides an opportunity to discuss the concept and definition of financial capability as well as methods to measure it. We also discuss the socio-economic determinants of consumers' financial capability as well as related policy and regulatory issues.

28Oct
2004

Integration of EU Retail Financial Market: A Challenge for Europe? (28 October 2004)

Published in 
Seminars
Thursday, 28 October, 2004 - 09:00
CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels

High level speakers, ranging from policy and law makers to representatives from consumer and industry groups as well as national representatives to the Council on the Draft consumer credit directive and Karel Lannoo, CEPS CEO discuss on the different aspects related to the integration of retail financial markets in the EU and the currently interesting example drawn by the consumer credit directive.

25Nov
2003

Consumer Credit at the Point of Sale. Future Prospects & Challenges for Regulatory Policy on Consumer Credit

Published in 
Seminars
Tuesday, 25 November, 2003 - 09:00
CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels

An increasing part of consumer credit in Europe is now being provided at the point of sale. This practice has important implications for the future development of consumer credit in the European Union and poses major challenges to policy-makers responsible for EU regulatory policy in this area.

07Jun
2001

EU Consumer Credit Regulation and Consumer Protection in Financial Services

Published in 
Seminars
Thursday, 7 June, 2001 - 09:00
CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels

The objective of this ECRI seminar was to refocus the debate on consumer protection in financial services, with special attention to the foreseen revision of the Consumer credit Directive.

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