CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels
While policy-makers are creating conditions to strengthen recovery, the debate on the role that retail finance should play in this respect focuses on corporate loans rather than on household credit.
CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels
A digital approach will focus on the current and forthcoming developments of retail digital banking and will provide some insight on the expected impact of the eIDAS Regulation on digital banking.
CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels
To review these issues and consider the challenges of transaction banking, the seminar will discuss the role transaction banking plays in serving the real economy, the current regulatory agenda and the new perspectives transaction banking could give to the Transatlantic Trade and Investment Partnership (TTIP), and vice versa, in terms of finding a level playing field.
CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels
ECRI and CEPS hosted a conference on lending to households after the crisis to assess how the current policy initiatives and regulatory developments meet the challenges of the new market environment and what should be looked upon in the future.
CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels
In the past fifteen years, remittances have largely outpaced global development aid. Their amount has also increased significantly within the EU, reaching €31.2 billion in 2010. The event chaired by Staffan Jerneck (CEPS) focused on the specifics of remittances in the EU’s single market, most importantly on challenges ahead to achieve higher efficiency.
CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels
With the electronic payments market growing rapidly, the European legislators are facing a challenge in promoting market integration without stifling the needed innovations.
CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels
Secure and efficient payments are a cornerstone in the success of the Single Market. While innovation brings more efficiency, there are security, consumer protection and competition issues to be addressed.
CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels
In recent decades, there has been a discernible trend toward the homogenisation of banking models, favouring the ‘shareholder-value’ banks. In the aftermath of the crisis, this model is being called into question and the merits of alternative ‘stakeholder value’ models are being considered.
CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels
Recent bank failures have dramatically illustrated the insufficient harmonisation of deposit insurance in the EU. Memories of the run on Northern Rock (2007) or the failing Icelandic banks (2008/09) are fresh in many depositors’ minds. Designing an efficient scheme to underpin the single financial market is therefore a key policy priority.
The European Credit Research Institute (ECRI) is a think-tank managed by CEPS and has its own board with its own strategy. At present, its funding is based on some combination of research projects and membership fees. ECRI is supported by 10 prestigious members whose primary focus is on payments and consumer loans: