Publications

Published in: 
Author(s): 
Fredrik Andersson, Judith Arnal

Public awareness of crypto-assets has increased but there is still room for improvement in understanding.

Published in: 
Author(s): 
Judith Arnal

Credit reference agencies, like the German SCHUFA, produce credit scores and reports of natural persons that are, for instance, used by banks as an input to help decide whether or not to grant loan

Published in: 
Author(s): 
Fredrik Andersson, Judith Arnal

Increasingly popular and accessible, and expected to continue growing in popularity, crypto-assets have been available to buy for almost two decades.

Published in: 
Author(s): 
Damir Gojsic, Niloofar Adel

The ECRI Statistical Package 2023 provides data on outstanding credit granted by monetary-financial institutions (MFIs) to households and non-financial corporations (NFCs) for the period from 1995

Published in: 
Author(s): 
Karel Lannoo, Apostolos Thomadakis, Farzaneh Shamsfakhr

A new study highlights that to ensure widespread adoption, the digital euro must offer a compelling value proposition and clear benefits to consumers and merchants in the EU, whi

Published in: 
Author(s): 
Karel Lannoo, Fredrik Andersson

Consumer credit is more prevalent in European countries than is often assumed.

Published in: 
Author(s): 
Fredrik Andersson

The European Commission published a proposal on instant credit transfers in euro in October 2022.

Published in: 
Author(s): 
Fredrik Andersson, Beatriz Pozo Pérez, Willem Pieter de Groen, Tamás Kiss-Gálfalvi, Jelmer Nagtegaal, Inna Oliinyk, Meryem Gökten, Agustina Korenblit

European retail payments markets have undergone a significant transformation over recent years. Technological development has spurred a fast-paced evolution in payment services.

Published in: 
Author(s): 
Damir Gojsic, Aline Freitas Schincariol

The ECRI Statistical Package 2022 provides data on outstanding credit granted by monetary-financial institutions (MFIs) to households and non-financial corporations (NFCs) for the period from 1995 to 2021.

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