Publications

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Author(s): 
Judith Arnal, Apostolos Thomadakis

The Draghi report has underscored the need for an additional €800 billion in annual investments from 2025 to 2030 in order to maintain the EU’s global competitiveness.

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Author(s): 
Judith Arnal

AI holds great transformative potential for virtually all businesses, and the financial sector is undoubtedly one of them.

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Author(s): 
Karel Lannoo, Judith Arnal, Apostolos Thomadakis

A comprehensive review of the financial services landscape is necessary for the the EU to address structural inefficiencies, ensure market dynamism and support long-term economic

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Author(s): 
Judith Arnal, Fredrik Andersson

The EU has made significant progress to unleash the full potential of data in the financial sector.

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Author(s): 
Judith Arnal, Fredrik Andersson

On 19 March 2024, the Regulation on Instant Payments was published in the Official Journal of the European Union.

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Author(s): 
Fredrik Andersson, Judith Arnal, Beatriz Pozo Pérez

These ECRI Explainers delve into the payments and credit related policies that should be the focus of European legislation during the 2024-2029 institutional cycle.

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Author(s): 
Fredrik Andersson, Beatriz Pozo Pérez

Households have experienced varying credit conditions over the past few years. The Russian invasion of Ukraine created much market uncertainty and during the course of the year, energy prices surge

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Author(s): 
Judith Arnal, Apostolos Thomadakis

European banking supervision will have been operational for ten years come November 2024.

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Author(s): 
Fredrik Andersson, Judith Arnal

Public awareness of crypto-assets has increased but there is still room for improvement in understanding.

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