Publications

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Author(s): 
Karel Lannoo, Judith Arnal, Apostolos Thomadakis

A comprehensive review of the financial services landscape is necessary for the the EU to address structural inefficiencies, ensure market dynamism and support long-term economic

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Author(s): 
Judith Arnal, Fredrik Andersson

The EU has made significant progress to unleash the full potential of data in the financial sector.

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Author(s): 
Judith Arnal, Fredrik Andersson

On 19 March 2024, the Regulation on Instant Payments was published in the Official Journal of the European Union.

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Author(s): 
Fredrik Andersson, Judith Arnal, Beatriz Pozo Pérez

These ECRI Explainers delve into the payments and credit related policies that should be the focus of European legislation during the 2024-2029 institutional cycle.

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Author(s): 
Fredrik Andersson, Beatriz Pozo Pérez

Households have experienced varying credit conditions over the past few years. The Russian invasion of Ukraine created much market uncertainty and during the course of the year, energy prices surge

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Author(s): 
Judith Arnal, Apostolos Thomadakis

European banking supervision will have been operational for ten years come November 2024.

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Author(s): 
Fredrik Andersson, Judith Arnal

Public awareness of crypto-assets has increased but there is still room for improvement in understanding.

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Author(s): 
Judith Arnal

Credit reference agencies, like the German SCHUFA, produce credit scores and reports of natural persons that are, for instance, used by banks as an input to help decide whether or not to grant loan

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Author(s): 
Fredrik Andersson, Judith Arnal

Increasingly popular and accessible, and expected to continue growing in popularity, crypto-assets have been available to buy for almost two decades.

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