The Draghi report has underscored the need for an additional €800 billion in annual investments from 2025 to 2030 in order to maintain the EU’s global competitiveness.
A comprehensive review of the financial services landscape is necessary for the the EU to address structural inefficiencies, ensure market dynamism and support long-term economic
Fredrik Andersson, Judith Arnal, Beatriz Pozo Pérez
These ECRI Explainers delve into the payments and credit related policies that should be the focus of European legislation during the 2024-2029 institutional cycle.
Households have experienced varying credit conditions over the past few years. The Russian invasion of Ukraine created much market uncertainty and during the course of the year, energy prices surge
The ECRI Commentaries Series provides short comments on ongoing developments as regards credit markets and other relevant developments in the field of financial services. ECRI researchers as well as external experts contribute to this series.
The institute's flagship publication provides the latest available statistical information on consumer and other credit to households in Europe, allowing its user to make meaningful comparisons between all 27 EU member states.
The ECRI Policy Brief Series provides short analyses of ongoing developments affecting credit markets in Europe. ECRI researchers as well as external experts contribute to this series.
AI and credit: Addressing the still open questions to prevent innovation paralysis
AI holds great transformative potential for virtually all businesses, and the financial sector is undoubtedly one of them.