Publications

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In 2018, loans to EU households and non-financial corporations (NFC) increased by 2.7%, the second consecutive year of the expansion.

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Author(s): 
Giovanni Barci, Galina Andreeva, Sylvain Bouyon

The originality of the present study is to analyse whether sharing more comprehensive data improves the functioning of credit markets in European countries. Does a higher comprehensiveness in the data collected matter for credit markets? 

 

 

 

 

 

 

 

 

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Author(s): 
Karel Lannoo, Tarik Tawfik, Monique Goyens, Martin Schmalzried, Edward Simpson, Georg J Huber, Lucia Pecchini, Olivier Jerusalmy, Olha Cherednychenko, Marieke van Berkel, Chiara Dell’Oro, Mick McAteer, Lu Zurawski

The autumn season will be very busy with the confirmation of the new Commissioners and the start of the new College on November 1st.

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Author(s): 
Inna Oliinyk, Sylvain Bouyon

Price rules are enacted to prevent some sub-prime lenders from wrongly exploiting the price-insensitivity of a significant share of sub-prime borrowers.

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Author(s): 
Lu Zurawski, Merike Kukk, Frank Conway, Anna Ludwinek, Julie Perrin, Maxime Pekkip, Panajotis Papazoglou

Possible revision of the Consumer Credit Directive in view

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Author(s): 
Inna Oliinyk, William Echikson

In September 2019 Europe’s financial markets will undergo a revolution.

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Author(s): 
Janna Ayoub

In 2008, the Consumer Credit Directive (CCD) was significantly changed by adopting a targeted harmonisation approach that aimed at standardising information disclosure duties and imposing similar r

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Author(s): 
Beverly Sawyers, Martin Schmalzried, Nabil Hbali, Mark Bannon, Giorgio Cusmà Lorenzo

Consumer finance in the digital era

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Author(s): 
Simon Krause

In the midst of several large cyberattacks in 2017, the European Commission adopted its multi-sector cybersecurity package in September of that same year.

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