Publications

24May
2016

The Business Models and Economics of Peer-to-Peer Lending

Published in: 
Research Reports
Author(s): 
Alistair Milne, Paul Parboteeah

This paper reviews peer-to-peer (P2P) lending, its development in the UK and other countries, and assesses the business and economic policy issues surrounding this new form of intermediation.

08Mar
2016

ECRI Newsletter Nº 50, Spring 2016

Published in: 
Newsletters
Author(s): 
David Rees, Hans Dubois, Jan Siebols, Olivier Jerusalmy, Udo Reifner

This Edition includes an editorial on financial technology and over-indebtedness, as well as six ECRI newsletter articles.

15Dec
2015

Relaunching the European Retail Finance Market: Comments on the Commission's Green Paper

Published in: 
Commentaries
Author(s): 
Karel Lannoo

The European Commission’s Green Paper on retail financial services, published on December 10th, provides valuable insights into the possible benefits of a single market, as well as the obstacles to its development and the possible remedies.

04Dec
2015

What drives household consumption in the EU-28?

Published in: 
Commentaries

Given that final consumption of households has contributed on average to broadly 60% of EU-28 GDP since 2001, an assessment of the drivers behind its dynamics is quite timely in a context of gradual economic recovery.

04Dec
2015

Household Final Consumption in the EU: The key driver for a sustainable recovery?

Published in: 
Commentaries

After 4-5 years of poor performance, final consumption of households in the 28 EU member states is expected to recover significantly in 2015 and 2016.

16Nov
2015

Achieving European Policy Objectives through Financial Technology

Published in: 
Commentaries
Author(s): 
Alistair Milne

Alistair Milne argues in this ECRI Commentary that ‘FinTech’ (newly emerging Financial Technologies) can play a crucial role in achieving European policy objectives in the area of financial markets.

12Nov
2015

ECRI Newsletter Nº 49, Autumn 2015

Published in: 
Newsletters
Author(s): 
Karel Lannoo, Monica Monaco, Ugo Bechis, Nick Jones, Darinka Czischke , Marc Hemmerling

This Edition includes an editorial by Sylvain Bouyon as well as four ECRI newsletter articles.

30Oct
2015

A Convergence Process in Household Credit in Central and Eastern Europe

Published in: 
Commentaries
Author(s): 
Robin Sainsot

The liberalisation of Eastern Europe’s market during the 1990s and the 2004 EU enlargement have had a great impact on the economies of Central and Eastern Europe (CEE).

26Jun
2015

ECRI Newsletter Nº 48, Summer 2015

Published in: 
Newsletters
Author(s): 
Alex Chesterfield, Anne-Laure Mention, Frank Broeker, Janneke Toussaint, JB McCarthy, Jonathan Vaux, Karen Kerrigan, Monika Kuschewsky, Pärtel Tomberg, Wijnand Van de Beek, Wilko Bolt

This Edition includes an editorial by Sylvain Bouyon as well as a special articles series on the ECRI Annual Conference 2015.

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