Publications

20Dec
2021

Consumer Credit Directive review: Needed change

Published in: 
Commentaries

Following the rise in digital lenders and increasing online distribution of consumer credit, the European Commission proposed a revision of the Consumer Credit Directive (CCD) in June 2021.

16Dec
2021

Central bank digital currencies: can central banks succeed in the marketplace for digital monies?

Published in: 
Research Reports
Author(s): 
Peter Bofinger, Thomas Haas

The discussion about central bank digital currencies (CBDCs) has gained impressive momentum.

06Dec
2021

ECRI Statistical Package 2021 - Key findings

Published in: 
Research Reports
Author(s): 
Damir Gojsic, Rishabh Khanna

The ECRI Statistical Package 2021 provides data on outstanding credit granted by monetary financial institutions to households and non-financial corporations for the period from 1995 to 2020.

06Jul
2021

Time to get serious on AML policy in Europe

Published in: 
Commentaries
Author(s): 
Karel Lannoo

Tackling money laundering is a longstanding policy priority, but one pursued with limited success. The EU Commission is announcing an AML action plan in July, but a new approach is needed. 

28Jan
2021

Anti-Money Laundering in the EU: time to get serious

Published in: 
Research Reports
Author(s): 
Karel Lannoo, Richard Parlour

Between 2 and 5% of global GDP is thought to be laundered every year, whereas only 1.1% is recovered. The CEPS-ECRI  report sets out key recommendations for a new approach to the fight against money laundering

18Dec
2020

ECRI Newsletter: Winter 2020

Published in: 
Newsletters
Author(s): 
Roeland van der Stappen, Ana Climente, Thierry Antonin, Jean Allix

Retail payments are at the forefront of the digital transformation of financial services.

05Oct
2020

Key findings from the ECRI Statistical Package 2020

Published in: 
Research Reports
Author(s): 
Nagesh Kommuri, Xinyi Li

The ECRI Statistical Package 2020 provides data on outstanding credit granted by monetary-financial institutions (MFIs) to households and non-financial corporations (NFCs) for the period from 1995 to 2019

30Jul
2020

Responsible lending in times of crisis

Published in: 
Other publications
Author(s): 
Beatriz Pozo Pérez, Willem Pieter de Groen

The new EBA guidelines on loan origination and monitoring aim to improve the lending standards and asset quality of lenders after June 2021, and bring together the prudential standards for lenders, borrower protection, anti-money laundering and sustainability

 

 

 

 

31Jan
2020

The impact of EU price rules: Interchange fee regulation in retail payments

Published in: 
Research Reports
Author(s): 
Willem Pieter de Groen

Debit and credit cards have gradually increased in importance as instruments for retail payments.

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