Publications

16Nov
2022

ECRI Statistical Package 2022 - Key findings

Published in: 
Research Reports
Author(s): 
Damir Gojsic, Aline Freitas Schincariol

The ECRI Statistical Package 2022 provides data on outstanding credit granted by monetary-financial institutions (MFIs) to households and non-financial corporations (NFCs) for the period from 1995 to 2021.

24Oct
2022

Is there a role for insurance in reducing income inequality?

Published in: 
Commentaries
Author(s): 
Fredrik Andersson, Willem Pieter de Groen

Lower income households tend to be disproportionally affected by unexpected life events and economic shocks.

28Jun
2022

How to unlock the potential for instant payments?

Published in: 
Commentaries
Author(s): 
Beatriz Pozo Pérez, Willem Pieter de Groen

The ongoing digitalisation process is amplifying the importance of electronic payments for the functioning of the European economy.

20May
2022

Provision of actions to extend the availability and improve the quality of debt-advice services for European households

Published in: 
Research Reports
Author(s): 
Beatriz Pozo Pérez, Willem Pieter de Groen, Inna Oliinyk, Roberto Musmeci, Silvia Tadi, Apostolos Thomadakis, Cosmina Amariei

Debt-advice is a very effective tool to remedy over-indebtedness. The EC has decided to promote a project aimed at facilitating the delivery of debt-advice for European citizens.

18May
2022

Good practices in debt advice

Published in: 
Other publications
Author(s): 
Beatriz Pozo Pérez, Willem Pieter de Groen

Debt advisors play a crucial role in giving professional advice and finding the best solutions to help households get out of debt. Currently, there is only a tiny fraction of the qualified independent debt advisors needed to support all the over-indebted households.

24Feb
2022

The EU is homing in on dirty money

Published in: 
Policy Briefs
Author(s): 
Karel Lannoo

The EU is getting serious in the fight against dirty money. It is currently grappling with a huge legislative package in the domain of anti-money laundering (AML), a package that includes four proposals overall

20Dec
2021

Consumer Credit Directive review: Needed change

Published in: 
Commentaries

Following the rise in digital lenders and increasing online distribution of consumer credit, the European Commission proposed a revision of the Consumer Credit Directive (CCD) in June 2021.

16Dec
2021

Central bank digital currencies: can central banks succeed in the marketplace for digital monies?

Published in: 
Research Reports
Author(s): 
Peter Bofinger, Thomas Haas

The discussion about central bank digital currencies (CBDCs) has gained impressive momentum.

06Dec
2021

ECRI Statistical Package 2021 - Key findings

Published in: 
Research Reports
Author(s): 
Damir Gojsic, Rishabh Khanna

The ECRI Statistical Package 2021 provides data on outstanding credit granted by monetary financial institutions to households and non-financial corporations for the period from 1995 to 2020.

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