ECRI Statistical Package 2016 on Lending to Households in Europe

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Roberto Musmeci

The ECRI Statistical Package on Lending to Households in Europe is a collection of data on lending to non-financial corporations and households, including consumer credit, housing and other loans, in Europe, covering 40 countries: the 28 EU member states, two EU candidate countries (Turkey and the Former Yugoslav Republic of Macedonia), the EFTA countries (Iceland, Liechtenstein, Norway and Switzerland), four additional key global economies (the United States, Australia, Canada and Japan) and two emerging economies (India and Russia). Its purpose is to provide reliable statistical information allowing users to make meaningful comparisons between these countries. Accordingly, definitions of concepts and aggregates from national authorities are provided. The package contains nominal and real data on major time series such as outstanding consumer credit, loans for house purchase, loans to non-financial corporations and annual final consumption expenditures of households. Data are presented in euro and in national currency. In addition, ratios of household indebtedness are calculated and illustrated by graphs. It also includes breakdowns of the various credit statistics by maturity and currency.

For some countries, tables presenting the composition of consumer credit stocks by lender and by instrument are also available.