EU payment markets have dramatically evolved in the last few decades. Having initially only relied on cash, payments have seen the introduction of credit and debit cards, and over the last decade numerous digital and mobile payment options. Supported by the digital transformation, in combination with regulatory and technology developments, banks, third-party providers and technical service providers have developed new ways to make in-store payments, online and P2P. These evolutions have also required legislative initiatives, to limit fraudulent activities and ensure consumer protection.
Friday, 1 September, 2023 - 09:00 to Tuesday, 30 April, 2024 - 17:00
Financial markets have been the object of heavy regulatory activity over the last 15 years. From crisis response, the start of the European Supervisory Authorities (ESAs) over banking union and the creation of the Single Supervisory Mechanism (SSM) to the launch of the Capital Markets Union (CMU), and to the beginnings of the sustainable finance agenda, these developments have been nothing less than a regulatory roller-coaster.
Issuing a retail central bank digital currency (CBDC) has emerged as a high priority for most of the central banks around the world. Through this new financial instrument, central banks would open access to their balance sheets to the broader public more than ever before. So far, several countries have fully launched a digital currency, a dozen are running their own small-scale trial rollouts and many more are in the process of exploring and developing such an instrument.
CEPS - Centre for European Policy Studies, 1 Place du Congrès/Congresplein, 1000 Brussels
CEPS and ECRI are organizing a Task Force on Anti-Money Laundering (AML) and how to ensure effective and efficient cross-border cooperation and mutual trust.
CEPS-ECRI 4th meeting of the TF on: "Cybersecurity in Finance: Getting the policy mix right!". The different consensuses achieved during the Task Force will result in a list of recommendations and an action plan that will be submitted to the European regulators (primarily DG FISMA, DG Connect, DG Justice, ESAs, ECB, and European Parliament).
Registration and lunch from 12:30 - Meeting from 13:00 to 16:30
CEPS-ECRI 3rd meeting of the TF on: "Cybersecurity in Finance: Getting the policy mix right!". The different consensuses achieved during the Task Force will result in a list of recommendations and an action plan that will be submitted to the European regulators (primarily DG FISMA, DG Connect, DG Justice, ESAs, ECB, and European Parliament).
Registration and lunch from 12:30 - Meeting from 13:00 to 16:30
CEPS-ECRI 2nd meeting of the TF on: "Cybersecurity in Finance: Getting the policy mix right!". The different consensuses achieved during the Task Force will result in a list of recommendations and an action plan that will be submitted to the European regulators (primarily DG FISMA, DG Connect, DG Justice, ESAs, ECB, and European Parliament).
Please click here for the agenda of the 2nd meeting.
Registration and lunch from 12:30 - Meeting from 13:00 to 16:00
This third meeting of the ECRI Task Force places the focus on the most adequate regulatory framework for pre-contractual information duties in the digital era, as well as on the possibilites to improve the regulatory framework for...
CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels
While policy-makers are creating conditions to strengthen recovery, the debate on the role that retail finance should play in this respect focuses on corporate loans rather than on household credit.
CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels
An overall approach will be followed by analysing some general topics such as the long-term developments of the consumer credit market and the philosophy to adopt regarding the integration process of household finance and consumer credit.
The European Credit Research Institute (ECRI) is a think-tank managed by CEPS and has its own board with its own strategy. At present, its funding is based on some combination of research projects and membership fees. ECRI is supported by 10 prestigious members whose primary focus is on payments and consumer loans: