CEPS Conference room Place du Congrès 1 - 1000 Brussels
In recent years, digitalisation of the economy has accelerated at a steady pace, and retail financial services for households are no exception to this phenomenon.
CEPS Conference room Place du Congrès 1 - 1000 Brussels
As revealed by the study on FinTech recently completed by CEPS-ECRI for the European Commission DG FISMA, the number of technological options for consumer authentication in payments is increasing at a steady pace and has vast implications for the KYC (know-your-customer) and AML (anti-money laundering) processes.
CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels
Session 1. Main drivers behind household over-indebtedness, Session 2. The effects of household over-indebtedness on borrowers and lenders, Session 3. Innovative tools to curb household over-indebtedness
CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels
An overall approach will be followed by analysing some general topics such as the long-term developments of the consumer credit market and the philosophy to adopt regarding the integration process of household finance and consumer credit.
CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels
In our modern economies, growth in existing sectors depends primarily on the ability to innovate in both products and processes notably by integrating the latest technological developments.
CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels
While policy-makers are creating conditions to strengthen recovery, the debate on the role that retail finance should play in this respect focuses on corporate loans rather than on household credit.
CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels
A digital approach will focus on the current and forthcoming developments of retail digital banking and will provide some insight on the expected impact of the eIDAS Regulation on digital banking.
CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels
To review these issues and consider the challenges of transaction banking, the seminar will discuss the role transaction banking plays in serving the real economy, the current regulatory agenda and the new perspectives transaction banking could give to the Transatlantic Trade and Investment Partnership (TTIP), and vice versa, in terms of finding a level playing field.
The European Credit Research Institute (ECRI) is a think-tank managed by CEPS and has its own board with its own strategy. At present, its funding is based on some combination of research projects and membership fees. ECRI is supported by 10 prestigious members whose primary focus is on payments and consumer loans: