Past Events

11Sep
2019

Data sharing in credit markets: Does comprehensiveness matter?

Published in 
Conferences
Wednesday, 11 September, 2019 - 12:30 to 14:30
CEPS Conference room Place du Congrès 1 - 1000 Brussels

Data sharing between lenders is commonly acknowledged to be one of the core ingredients of successful credit markets. The aim of this CEPS-ECRI lunchtime meeting is to exchange views on the existing rules for data sharing in EU credit markets and to consider how they might be improved. Among other topics of discussion will be whether more comprehensive data is beneficial for credit markets and whether this applies to both traditional credit data and non-traditional data.

18Jun
2019

Protecting consumers taking credit in the digital era: Can we do better?

Published in 
Conferences
Tuesday, 18 June, 2019 - 08:30 to 17:00
CEPS Conference room Place du Congrès 1 - 1000 Brussels

This full-day conference, jointly organised by CEPS-ECRI and the European Commission, Directorate General for Justice and Consumers, aims at exchanging views on the functioning of the existing rules for consumer credit and discussing possible improvements. Among others, the conference will cover the role of consumer credit in the economy, the scope of application of existing rules, the effectiveness of information disclosure and the model of responsible lending in the digital era.

12Mar
2019

What laws for the token economy?

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Lunch Events
Tuesday, 12 March, 2019 - 12:00 to 14:30
CEPS, Place du Congres 1, 1000-Brussels

​Digital currencies remain the most widespread blockchain-based innovation to date. However, multiple other use cases are being tested in different economic sectors: post-trading of securities, energy grids, etc. These solutions already raised concerns about customer and asset protection, and the misuse of the technology for criminal purposes. 

05Dec
2018

Improving security in payments: What role for innovation?

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Conferences
Wednesday, 5 December, 2018 - 12:00 to 13:30
CEPS Conference room

In response to the growing popularity of electronic payments, legislative security requirements have been strengthened with the Payment Service Directive 2 (PSD2) and the accompanying Regulatory Technical Standards (RTS). From September 2019, two-factor authentication will be the norm for contactless card payments above EUR 50 and remote payments above EUR 30. This challenges payment service providers to come-up with innovative solutions that meet safety requirements and are easy to use for consumers.

20Nov
2018

Household over-indebtedness: Drivers and remedies

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Conferences
Tuesday, 20 November, 2018 - 08:45 to 15:30
CEPS Conference room

The ratio of EU household debt to disposable income rose in 2017. Albeit small, this increase was the first noted in six years. In that context, several observers are already warning of a possible upward risk of household over-indebtedness in the coming years. While it is too early to assess if this risk will materialise, a review of the effectiveness of existing rules aimed at tackling the issue should give us a better understanding of whether further policy actions are needed.

27Sep
2018

Spurring Online Payments

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Lunch Events
Thursday, 27 September, 2018 - 13:00 to 14:30
CEPS Conference room Place du Congrès 1 - 1000 Brussels

In September 2019, Europe’s financial markets will undergo a revolution.

From that date, the Payment Services Directive (PSD2) will require banks to provide API software interfaces, allowing financial upstarts to tap customer data. This new access to bank data is designed to jumpstart fintech innovation, encouraging the creation of a myriad of innovative, secure consumer-friendly services.

07Jun
2018

CEPS-ECRI Fintech Day: Data, Innovation and Regulation in Finance: Finding the right balance!

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Conferences
Thursday, 7 June, 2018 - 08:30 to 16:00
CEPS Conference room

CEPS-ECMI-ECRI Annual Conference on Fintech

The pace of data-driven innovation is accelerating in financial services. The promise of benefit for both firms and clients will become reality as long as the right policies and enablers are in place. To help meet that challenge, CEPS, ECRI and ECMI are jointly organising their Annual Conference on “Data, Innovation and Regulation in Finance: Finding the right balance!” 

17May
2018

Cybersecurity in Finance: Getting the policy mix right!

Published in 
Task Forces
Thursday, 17 May, 2018 - 12:30 to 16:30
CEPS, Place du Congrès 1 - 1000 Brussels

CEPS-ECRI 4th meeting of the TF on: "Cybersecurity in Finance: Getting the policy mix right!". The different consensuses achieved during the Task Force will result in a list of recommendations and an action plan that will be submitted to the European regulators (primarily DG FISMA, DG Connect, DG Justice, ESAs, ECB, and European Parliament). 

Registration and lunch from 12:30 - Meeting from 13:00 to 16:30

12Apr
2018

Cost and value in banks: A model fit for the digital era?

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Conferences
Thursday, 12 April, 2018 - 10:30 to 12:00
CEPS, Place du Congrès 1 - 1000 Brusse

In recent years, there has been much hype that banks will soon experience a dramatic loss of market shares. Too slow and too old-fashioned for the ever-changing digital era, they could be overwhelmed by fintech start-ups and tech giants. The CEPS-ECRI report on “Cost and value in banks: a model fit for the digital era?” reveals a rather more nuanced picture. Retail and corporate banks do have to cope with legacy issues that impede their efficiency and reactivity. In particular, different norms within groups are still used for accountancy, cost allocation systems and product hierarchies.

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